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Why Baby Boomers Will Need to Work Longer

"The twilight of the US baby boom generation is approaching, and with it deep, structural economic shifts whose impact will be felt for decades to come. New research from the McKinsey Global Institute (MGI) shows that there is only one realistic way to prevent aging boomers from experiencing a significant decline in their living standards and becoming a multidecade drag on US and world economic growth. Boomers will have to continue working beyond the traditional retirement age, and that will require important changes in public policy, business practices, and personal behavior. These adjustments have become even more urgent with the recent financial turmoil, which has sharply reduced the home values and financial investments of millions of boomers just as they approach retirement.

Underlying the need for change is a reversal of trends that have been in operation since the 1960s. For decades, boomers swelled the ranks of the US labor force, driving up economic output as they earned and consumed more than any other generation in history. Now, as the boomers age and retire, US labor force participation rates are declining. Without an unexpected burst of productivity growth or a significant upsurge in investment per worker, the aging boomers’..." The McKinsey  Quartely  informação extraída do conteúdo do artigo El retiro se aleja para los Baby boomers do Blog  de Juan Francisco Luna Personas en organizaciones

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